This premium is for a single policy in NSW that includes the full Australian Government Rebate of 25.415%. Yearly figures are inclusive of 2.5% discount.

Cover Summary

Smart Starter is changing on 1 April 2019, click here to find out more

  •  Available only for single and couples memberships.
  • Specially designed for the fit and healthy singles and couples getting started in health insurance (who aren’t planning to get pregnant soon). It covers you for the things you're likely to need and nothing you don't (such as hip replacements and cataracts).
  • Provides national cover on ambulance services for emergency and medically necessary trips, including transfers between hospitals.
  • Covers all the costs of accommodation in a contracted private hospital, contracted day-only facility or a public hospital as a private patient, once any excess has been paid.
  • Gap cover: Access Gap Cover scheme

You might also be interested in Extras Cover

Product One Liner
Entry-level extras cover perfectly suited to singles and couples when combined with Smart Starter hospital cover.
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Superior mid-range extras cover with a substantial list of benefits including generous dental and high-level optical cover.
Product One Liner
High-end extras cover offering a range of premium benefits including major dental cover and high annual claim limits per person.