1 day for ambulance
2 months for psychiatric services when taking out cover for the first time or when the condition is pre-existing
2 months for rehabilitation and palliative care; this also applies when the condition is pre-existing.
12 months for pregnancy and birth-related services
2 months for all other treatments
12 months for pre-existing conditions, with the exception of psychiatric services, rehabilitation and palliative care which have a 2 month waiting period.
There is no waiting period for accidents
There is no waiting period for psychiatric services when upgrading cover. This waiting period can be waived only once a lifetime.
Gap cover: AMA Gap Cover
- Cover for your medical costs up to the AMA list of medical services and fees
- Remember to discuss your gap cover with your doctor prior to admission
- No opt-in for you to receive benefits – which means complete freedom of choice of doctor and we will automatically pay up to the AMA list of medical services and fees
- Read more about the gap here